Medicare
Medicare Advantage (Part C)
All-in-one plans from private insurers that bundle hospital, medical and often drug coverage.
Overview
Medicare Advantage plans are offered by private insurance companies approved by Medicare. They cover everything Original Medicare covers and often add benefits such as prescription drugs, dental, vision, hearing and fitness programs. Many plans have low or $0 monthly premiums, and every plan has an annual out-of-pocket maximum.
Key benefits
- Combines Part A and Part B, often with Part D drug coverage
- Many plans available for a $0 monthly premium
- Annual limit on your out-of-pocket costs
- Extra benefits such as dental, vision, hearing and fitness
Who it’s a good fit for
- People who want one card and one plan for most of their care
- Those comfortable using a plan network (HMO or PPO)
- Anyone looking for extra benefits beyond Original Medicare
Medicare Advantage FAQs
When can I enroll in a Medicare Advantage plan?
You can join when you first become eligible for Medicare, during the Annual Enrollment Period (October 15 to December 7), during the Medicare Advantage Open Enrollment Period (January 1 to March 31, if you already have a Medicare Advantage plan), or during a Special Enrollment Period if you qualify.
Do I still pay my Part B premium?
Yes. You must continue paying your Medicare Part B premium while enrolled in a Medicare Advantage plan, in addition to any premium the plan charges.
Can I keep my doctor?
It depends on the plan's network. A licensed agent can check whether your doctors, hospitals and pharmacies are in-network before you enroll.
Ready to compare plans?
Get free quotes online or talk to a licensed agent today.